Ayushman Vay Vandana – ₹10 Lakh Health Cover for Delhi’s Elderly

NATIONAL

April 29, 2025
Thematic Focus: Health Policy | Welfare of Elderly | GS Paper 2

🕊️ Intro Whisper:

In the quiet lanes of old age, a new path opens — lined with dignity, care, and healing.

🔹 Key Highlights: Ayushman Vay Vandana – ₹10 Lakh Health Cover for Delhi’s Elderly

• Launched by Delhi Government in collaboration with AB PM-JAY
• Offers ₹10 lakh health coverage annually for residents aged 70+
• Launched by CM Rekha Gupta & Union Minister Hardeep Singh Puri

🏥 Scheme Architecture

• ₹5 lakh from Ayushman Bharat – PM-JAY
• ₹5 lakh from Delhi Government’s top-up scheme
• Combined: Seamless ₹10 lakh coverage per senior citizen

🧓 Eligibility

• Age: 70 years and above
• Residency: Permanent resident of Delhi
• Aadhaar card mandatory for registration
• Must choose between this and other state/national schemes if already enrolled

💡 Key Benefits

• Cashless treatment at public + empanelled private hospitals
• Free diagnostics and annual health check-ups
• Digital personalised health card with full medical profile
• Coverage applicable nationwide via PM-JAY empanelment

🏨 Hospital Access

• All Delhi public hospitals auto-included
• Private hospitals empanelled by state health agencies
• Accessible hospital list available via PM-JAY portal

🧭 Concept Explainer:

“Ayushman Vay Vandana” is a double-shield of compassion and policy, acknowledging the fragility of elder years. This scheme doesn’t merely treat ailments — it restores dignity to those who shaped the city’s past, ensuring they’re not forgotten in its future.

🧾 GS Mapping:

• GS Paper 2: Government Schemes | Health & Social Welfare | Elderly Rights
• GS Paper 1: Society | Ageing Population in India

💠 A Thought Spark — by IAS Monk:

“When a nation heals its elders, it safeguards its memory — and blesses its future.”